A: Some debts are not affected by an Order of Discharge, and are non-dischargeable. For example: certain taxes, claims of creditors who are not notified, spousal maintenance, child support, fines, most student loans, damages caused by drunken driving, abuses of cash advances, and credit card usage just prior to a bankruptcy filing. Creditors of debts created by fraud or misrepresentation, theft, and intentional and malicious injuries must obtain a court judgment declaring such debts non-dischargeable before the debts will survive bankruptcy. Consult with an attorney prior to filing a bankruptcy to determine how you will be affected by entry of an Order of Discharge
Contact Snodgrass & Warren, Inc., P.S., to schedule a consultation with an attorney. You will be able to talk to the attorney, ask as many questions as you'd like. The attorney will answer your questions, assess your financial situation, and let you know if bankruptcy is something for you to consider or not. If it is not, the attorney will make some recommendations of things you can do. If bankruptcy is an option, they'll let you know the best type of bankruptcy for you, whether it is something you will be able to handle on your own, and what our fee would be if we were to represent you.